Implementation is key with Fixed Income

It may be a good time to evaluate high quality fixed income, however, like all things in the investing world, implementation matters.

There are certainly benefits when using bond mutual funds and ETFs specifically for small investors where building a diversified portfolio of individual fixed income securities is a challenge, in today's low interest rate environment, the layers of fees, risks, and flexibility loss are not worth the benefits.

I welcome your comments and feedback.


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