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Implementation is key with Fixed Income

There are certainly benefits when using bond mutual funds and ETFs, specifically for small investors where building a diversified portfolio

Investments the mass-adviser can't or won't put you in.

The best place you can invest right now the mass-adviser may not be able to put their investors due to low interest rates and the expensive structure of their business. If you are not sure about how much high quality fixed income you have or the fees you are paying please don't hesitate to reach out to us. #Woodruff #WealthManagement #SocialResponsibility #IndividualSecurities #FixedIncome #InterestRates

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